OMC Adjustable Rates

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border="0"></a></td> </tr> </table>   <p>  </p> </td> <td width="498" valign="top" align="left"> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <h2 align="center"> <a name="adjustable"></a><font face="Verdana, Arial, Helvetica, sans-serif, Arial Black, Chicago, Courier, Geneva, Monaco, New York, Times, Times New Roman, TimesTen Bold, TimesTen BoldItalic, TimesTen Italic, TimesTen Roman" color="#000000">Adjustable Rates</font></h2> <h4 align="center">For Purchases and Refinances for the Week of October 11,1999</h4> <h3> </h3> <font face="Times New Roman, Times, serif"> </font> <table width="450" border="0" cellspacing="5" cellpadding="5" align="center"> <tr bgcolor="#99CC99"> <td> <table 0 width="445" cellpadding="3" cellspacing="1" align="center" > <tr bgcolor="#99CC99" align="none"> <th colspan="9" align="none"> <div align="center"><b>Conforming Loan Programs <$240,000</b></div> </th> </tr> <tr bgcolor="#CCCC00"> <th align="none" bgcolor="#999933" width="31"><font size="-1"><b>Start Rate</b></font></th> <th bgcolor="#999933" width="29"><font size="-1"><b>Good For</b></font></th> <th bgcolor="#999933" width="35"><font size="-1"><b>Annual<br> Rate Cap</b></font></th> <th bgcolor="#999933" width="46"><font size="-1"><b>Lifetime Rate Cap</b></font></th> <th bgcolor="#999933" width="61"><font size="-1"><b>Index</b></font></th> <th bgcolor="#999933" width="35"><font size="-1"><b>Margin</b></font></th> <th bgcolor="#999933" width="32"><font size="-1"><b>Points</b></font></th> <th bgcolor="#999933" width="43"><font size="-1"><b>Closing Costs?</b></font></th> <th bgcolor="#999933" width="60"><font size="-1"><b>Estimated APR*</b></font></th> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">5.125%</font></td> <td width="29"><font size="3">1 Year</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">2</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.44%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">5.375%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6 0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">1</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.35%</font></td> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">6.50%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">0</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.36%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">7.00%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td colspan="2"><font size="3">NO COST</font></td> <td width="60"><font size="3">8.26%</font></td> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">6.750%</font></td> <td width="29"><font size="3">3 Years</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">2</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.43%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">7.00%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">1</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.36%</font></td> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">7.25%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">8.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">0</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.29%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">7.625%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td colspan="2"><font size="3">NO COST</font></td> <td width="60"><font size="3">8.22%</font></td> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">6.75%</font></td> <td width="29"><font size="3">5 Years</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">2</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.27%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">7.125%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">1</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.26%</font></td> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">7.500%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">0</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.24%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">7.75%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td colspan="2"><font size="3">NO COST</font></td> <td width="60"><font size="3">8.19%</font></td> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">7.375%</font></td> <td width="29"><font size="3">7 Years</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">2</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.34%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">7.625%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">1</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.32%</font></td> </tr> <tr align=CENTER bgcolor="#FFFFCC"> <td align="none" width="31"><font size="3">7.875%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td width="32"><font size="3">0</font></td> <td width="43"><font size="3">Yes</font></td> <td width="60"><font size="3">8.29%</font></td> </tr> <tr align=CENTER bgcolor="#CCCC00"> <td align="none" width="31"><font size="3">8.125%</font></td> <td width="29"><font size="3">"</font></td> <td width="35"><font size="3">2.0%</font></td> <td width="46"><font size="3">6.0%</font></td> <td width="61"><font size="3">1 Yr T-Bill</font></td> <td width="35"><font size="3">2.875%</font></td> <td colspan="2"><font size="3">NO COST</font></td> <td width="60"><font size="3">8.26%</font></td> </tr> </table> </td> </tr> </table> <table width="450" border="0" cellspacing="5" cellpadding="5" align="center"> <tr bgcolor="#99CC99"> <td> <table 0 width="445" cellpadding="3" cellspacing="1" align="center" > <tr bgcolor="#99CC99"> <th colspan="9" align="none"> <div align="center"><b>Jumbo Loan Programs >$240,000</b></div> </th> </tr> <tr bgcolor="#CCCC00"> <th align="none" bgcolor="#999933" width="31"><font size="-1"><b>Start Rate</b></font></th> <th bgcolor="#999933" width="29"><font size="-1"><b>Good For</b></font></th> <th bgcolor="#999933" width="35"><font size="-1"><b>Annual<br> Rate Cap</b></font></th> <th bgcolor="#999933" width="46"><font size="-1"><b>Lifetime Rate Cap</b></font></th> <th bgcolor="#999933" width="60"><font size="-1"><b>Index</b></font></th> <th bgcolor="#999933" width="35"><font size="-1"><b>Margin</b></font></th> <th bgcolor="#999933" width="32"><font size="-1"><b>Points</b></font></th> <th bgcolor="#999933" width="43"><font size="-1"><b>Closing Costs?</b></font></th> <th bgcolor="#999933" width="62"><font size="-1"><b>Estimated APR*</b></font></th> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">6.25%</font></td> <td width="29" align="center"><font size="3">1 Year</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">2</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">8.52%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">6.50%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">1</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">8.43%</font></td> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">6.75%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">0</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">8.34%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">7.125%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td colspan="2" align="center"><font size="3">NO COST</font></td> <td width="62" align="center"><font size="3">8.26%</font></td> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">5.625%</font></td> <td width="29" align="center"><font size="3">3 Years</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">2</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">8.17%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">6.00%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">1</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">8.15%</font></td> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">6.25%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Biil</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">0</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">8.09%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">6.875%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td colspan="2" align="center"><font size="3">NO COST</font></td> <td width="62" align="center"><font size="3">8.10%</font></td> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">5.75%</font></td> <td width="29" align="center"><font size="3">5 Years</font></td> <td width="35" align="center"><font size="3">2.O%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">2</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">7.94%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">6.125%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">1</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">7.95%</font></td> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">6.375%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">0</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">7.92%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">7.00%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td colspan="2" align="center"><font size="3">NO COST</font></td> <td width="62" align="center"><font size="3">7.98%</font></td> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">6.375%</font></td> <td width="29" align="center"><font size="3">7 Years</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">2</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">7.94%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">6.625%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">1</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">7.93%</font></td> </tr> <tr bgcolor="#FFFFCC"> <td width="31"><font size="3">6.875%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td width="32" align="center"><font size="3">0</font></td> <td width="43" align="center"><font size="3">Yes</font></td> <td width="62" align="center"><font size="3">7.91%</font></td> </tr> <tr bgcolor="#CCCC00"> <td width="31"><font size="3">7.25%</font></td> <td width="29" align="center"><font size="3">"</font></td> <td width="35" align="center"><font size="3">2.0%</font></td> <td width="46" align="center"><font size="3">6.0%</font></td> <td width="60" align="center"><font size="3">1 Yr T-Bill</font></td> <td width="35" align="center"><font size="3">2.875%</font></td> <td colspan="2" align="center"><font size="3">NO COST</font></td> <td width="62" align="center"><font size="3">7.95%</font></td> </tr> </table> </td> </tr> </table> </div> </div> </div> </div> <div align="center"> <div align="center"> <div align="center"></div> </div> </div> <div align="center"> <div align="center"> <dl> <dd> <div align="center"> <div align="center"> <p align="center"><font face="Times New Roman, Times, serif"></font> </p> </div> </div> </dd> </dl> </div> </div> <div align="left"> <blockquote> <div align="left"><font face="Times New Roman, Times, serif"><font size="-1">See the <a href="/LINKS/omc/xadjrateindices.shtml" target="_parent"> Indices for Adjustable Rate Mortgages</a>. <br> Send us a <a href="/LINKS/omc/xrinquiry.shtml" target="_parent">Refinance</a> or <a href="/LINKS/omc/xpurquiry.shtml" target="_parent">Purchase</a> inquiry for a quote specific to your situation. <br> Check out the calculators available in our <a href="/LINKS/omc/xtoolchest.shtml" target="_parent">Mortgage Tool Chest</a>. <br> Learn more about the different types of mortgages in our <a href="/LINKS/omc/xlibrary.shtml" target="_parent">Mortgage Library</a>. <br> We also offer <a href="/LINKS/omc/xfixedrate.shtml" target="_parent">Fixed Rate Mortgages</a>. </font><br> </font> </div> <font face="Times New Roman, Times, serif">These are just a few of the loan programs we offer, other programs are available that can be tailored to fit your specific situation. </font> <font face="Times New Roman, Times, serif">*Closing costs vary depending on location, lenders, title companies, and other factors. Where closing costs are applicable in calculating the APR, they are estimated to be $2,200. This page is not intended as an offer to extend credit nor a commitment to lend. The loan interest rates, fees, and terms presented herein are for illustrative purposes only and may not be currently available. For adjustable rate mortgages, the rates shown are subject to increase after settlement. </font> <font face="Times New Roman, Times, serif">The above rates are for owner occupied properties only, and are subject to change. As of Jan 1, 1999, the maximum limits for Conforming loans are: </font></blockquote> <dl> <ul> <li><font face="Times New Roman, Times, serif"> $240,000 for single family dwelling</font></li> <li><font face="Times New Roman, Times, serif"> $307,000 for 2 units</font></li> <li><font face="Times New Roman, Times, serif"> $371,200 for 3 units</font></li> <li><font face="Times New Roman, Times, serif"> $461,350 for 4 units</font></li> </ul> </dl> </div> <blockquote> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <form name="myForm"> <script language="JavaScript">  </script> <center> <p center="<center></center>">  <select name="directory" size="1"> <option selected>S H O R T cuts. . .</option> <option value="xsearch.shtml">Search</option> <option value="xrefinance.shtml">REFINANCES</option> <option value="xrinquiry.shtml">___Inquiry</option> <option value="xrates.shtml">___Rates</option> <option value="xreqinfo.shtml">___Info</option> <option value="xpurchases.shtml">PURCHASES</option> <option value="xpurquiry.shtml">___Inquiry</option> <option value="xrates.shtml">___Rates</option> <option value="xreqinfo.shtml">___Info</option> <option value="xrates.shtml">RATES</option> <option value="xfixedrate.shtml">___Fixed Rates</option> <option value="xcurrentadjrate.shtml">___Adjustable Rates</option> <option value="xadjrateindices.shtml">___Adjustable Rates Indices</option> <option value="xoffices.shtml">OFFICES</option> <option value="xariz.shtml">___Arizona</option> <option value="xdenver.shtml">___Colorado</option> <option value="xchicago.shtml">___Illinois</option> <option value="xportland.shtml">___Oregon</option> <option value="xseattle.shtml">___Washington</option> <option value="xflorida.shtml">___Florida</option> <option value="xpenn.shtml">___Pennsylvania</option> <option value="xlibrary.shtml">LIBRARY</option> <option value="xdict.shtml">___Dictionary</option> <option value="xfaq.shtml">___Faq</option> <option value="xloanprog.shtml">___Loans</option> <option value="xloanprog.shtml">____Loan Programs</option> <option value="xloanp101.shtml">____Loan Process 101</option> <option value="xloanpdet.shtml">____Loan Process, Detailed</option> <option value="xarmexpl.shtml">___ARM's</option> <option value="xarmexpl.shtml">____ARMs Explained</option> <option value="xadjrateindices.shtml">____Current ARM Indices</option> <option value="xarmhist.shtml">____History of Arm Indices</option> <option value="xtoolchest.shtml">TOOL Chest</option> <option value="xmpaymnt.shtml">___Calculate Monthly Payment</option> <option value="xloanamt.shtml">___Calculate Loan Amount</option> <option value="xflexloan.shtml">___Calculate Option ARM</option> <option value="http://www.genesis2000.com/OL1003/175180/175180.html">APPLY NOW</option> <option value="xabout.shtml">ABOUT OMC</option> <option value="xcomments.shtml">FEEDBACK</option> <option value="http://www.mortgagecommentary.com/commentary.cfm?id=619981202">COMMENTARY</option> <option value="index1.shtml">Home</option> </select> <input type="button" value="Go" onClick="loadPage(this.form.elements[0])" name="button"> <font size="2"><br> </font></p> </center> </form> <hr width="400" size="5" align="center"> <div align="center"><font size="-1">copyright</font> <font color="#FF3333"><b>�</b></font><font size="-1"> 1997-99<br> </font><font color="#330066" face="Verdana, Arial, Helvetica, sans-serif, Arial Black, Chicago, Courier, Geneva, Monaco, New York, Times, Times New Roman, TimesTen Bold, TimesTen BoldItalic, TimesTen Italic, TimesTen Roman"><b>Overlake Mortgage Company</b></font><font size="-1"><br> All rights reserved.<br> Any other trademarks and copyrights used are the property<br> of their respective owners</font> </div> </div> </div> </div> </div> </blockquote> </div> <blockquote> <p align="center"><font size="-1">[an error occurred while processing this directive]</font></p> </blockquote> </div> </table> </table>