OMC Fixed Rates

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border="0"></a></td> </tr> </table>   <p>  </p> </td> <td width="498" valign="top" align="left"> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <h2 align="center"> <a name="fixed"></a><font face="Verdana, Arial, Helvetica, sans-serif, Arial Black, Chicago, Courier, Geneva, Monaco, New York, Times, Times New Roman, TimesTen Bold, TimesTen BoldItalic, TimesTen Italic, TimesTen Roman" color="#000000">Fixed Rates</font></h2> <h4 align="center">For Purchases and Refinances for the Week of October 11, 1999</h4> <div align="center"> <table width="450" border="0" cellspacing="5" cellpadding="5"> <tr bgcolor="#99CC99"> <td> <table 0 width="429" cellpadding="5" cellspacing="2" > <tr valign=BOTTOM bgcolor="#FFFFCC" align="none"> <td align=none colspan="4" bgcolor="#999933"> <b>Conforming Loan<br> Programs <$240,000</b></td> <td align=CENTER bgcolor="#999933" width="62"> <b>Interest Rate</b></td> <td align=CENTER bgcolor="#999933" width="38"> <b>Points</b></td> <td align=CENTER bgcolor="#999933" width="47"> <b>Closing Costs?</b></td> <td align=CENTER bgcolor="#999933" width="67"> <b>Estimated APR</b></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3"><b>30 Year Fixed</b></font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="62"><font size="3"> 7.625%</font></td> <td align=CENTER width="38"><font size="3"> 2</font></td> <td align=CENTER width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67"><font size="3"> 7.95%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="62"><font size="3"> 7.875%</font></td> <td align=CENTER bgcolor="#CCCC00" width="38"><font size="3"> 1</font></td> <td align=CENTER bgcolor="#CCCC00" width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="67"><font size="3"> 8.10%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" height="22"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="62" height="22"><font size="3"> 8.125%</font></td> <td align=CENTER width="38" height="22"><font size="3"> 0</font></td> <td align=CENTER width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67" height="22"><font size="3"> 8.24%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" bgcolor="#CCCC00" width="62"><font size="3"> 8.50%</font></td> <td align=CENTER colspan="2" bgcolor="#CCCC00"><font size="3"> NO COST</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="67"><font size="3"> 8.50%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3"><b>15 Year Fixed</b></font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" bgcolor="#FFFFCC" width="62"><font size="3"> 7.25%</font></td> <td align=CENTER bgcolor="#FFFFCC" width="38"><font size="3"> 2</font></td> <td align=CENTER bgcolor="#FFFFCC" width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="67"><font size="3"> 7.77%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="62"><font size="3"> 7.375%</font></td> <td align=CENTER width="38"><font size="3"> 1</font></td> <td align=CENTER width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67"><font size="3"> 7.72%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="62"><font size="3"> 7.75%</font></td> <td align=CENTER bgcolor="#FFFFCC" width="38"><font size="3"> 0</font></td> <td align=CENTER bgcolor="#FFFFCC" width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="67"><font size="3"> 7.93%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" width="62"><font size="3"> 8.375%</font></td> <td align=CENTER colspan="2"><font size="3"> NO COST</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67"><font size="3"> 8.38%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3"><b>7/23 (Fixed for 7 Yrs)</b></font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" bgcolor="#CCCC00" width="62"><font size="3"> N/A</font></td> <td align=CENTER width="38"><font size="3"> 2</font></td> <td align=CENTER width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67"><font size="3"> N/A</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" bgcolor="#CCCC00" height="20" width="62"><font size="3"> 7.250%</font></td> <td align=CENTER bgcolor="#CCCC00" height="20" width="38"><font size="3"> 1</font></td> <td align=CENTER bgcolor="#CCCC00" width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" height="20" bgcolor="#CCCC00" width="67"><font size="3"> 7.57%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" height="22"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" width="62" height="22"><font size="3"> 7.625%</font></td> <td align=CENTER width="38" height="22"><font size="3"> 0</font></td> <td align=CENTER width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67" height="22"><font size="3"> 7.85%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" bgcolor="#CCCC00" width="62"><font size="3"> 7.875%</font></td> <td align=CENTER colspan="2" bgcolor="#CCCC00"><font size="3"> NO COST</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="67"><font size="3"> 7.99%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3"><b>5/25 (Fixed for 5 Yrs)</b></font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="62"><font size="3"> N/A</font></td> <td align=CENTER bgcolor="#FFFFCC" width="38"><font size="3"> 2</font></td> <td align=CENTER bgcolor="#FFFFCC" width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="67"><font size="3"> N/A</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" width="62"><font size="3"> 7.125%</font></td> <td align=CENTER width="38"><font size="3"> 1</font></td> <td align=CENTER width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67"><font size="3"> 7.44%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" bgcolor="#FFFFCC" width="62"><font size="3"> 7.375%</font></td> <td align=CENTER bgcolor="#FFFFCC" width="38"><font size="3"> 0</font></td> <td align=CENTER bgcolor="#FFFFCC" width="47"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="67"><font size="3"> 7.59%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" width="62"><font size="3"> 8.125%</font></td> <td align=CENTER colspan="2"><font size="3"> NO COST</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="67"><font size="3"> 8.24%</font></td> </tr> </table> </td> </tr> </table> <br> <table width="430" border="0" cellspacing="5" cellpadding="5"> <tr bgcolor="#99CC99"> <td> <table 0 width="430" cellpadding="5" cellspacing="2" > <tr valign=BOTTOM bgcolor="#FFFFCC" align="none"> <td align=none colspan="4" bgcolor="#999933"><b>Jumbo Loan<br> Programs >$240,000</b></td> <td align=CENTER bgcolor="#999933" width="62"> <b>Interest Rate</b></td> <td align=CENTER bgcolor="#999933" width="41"> <b>Points</b></td> <td align=CENTER bgcolor="#999933" width="48"> <b>Closing Costs?</b></td> <td align=CENTER bgcolor="#999933" width="61"> <b>Estimated APR</b></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3"><b>30 Year Fixed</b></font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="62"><font size="3"> 7.875%</font></td> <td align=CENTER width="41"><font size="3"> 2</font></td> <td align=CENTER width="48"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="61"><font size="3"> 8.19%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="62"><font size="3"> 8.375%</font></td> <td align=CENTER bgcolor="#CCCC00" width="41"><font size="3"> 1</font></td> <td align=CENTER bgcolor="#CCCC00" width="48"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="61"><font size="3"> 8.59%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="62"><font size="3"> 8.625%</font></td> <td align=CENTER width="41"><font size="3"> 0</font></td> <td align=CENTER width="48"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="61"><font size="3"> 8.73%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#CCCC00"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.000%" bgcolor="#CCCC00" width="62"><font size="3"> 8.875%</font></td> <td align=CENTER colspan="2" bgcolor="#CCCC00"><font size="3"> NO COST</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#CCCC00" width="61"><font size="3"> 8.88%</font></td> </tr> <tr valign=BOTTOM bgcolor="#CCCC00"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3"><b>15 Year Fixed</b></font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="62"><font size="3"> 7.625%</font></td> <td align=CENTER bgcolor="#FFFFCC" width="41"><font size="3"> 2</font></td> <td align=CENTER bgcolor="#FFFFCC" width="48"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="61"><font size="3"> 8.11%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4" bgcolor="#FFFFCC"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="62"><font size="3"> 8.00%</font></td> <td align=CENTER width="41"><font size="3"> 1</font></td> <td align=CENTER bgcolor="#FFFFCC" width="48"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" bgcolor="#FFFFCC" width="61"><font size="3"> 8.32%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="62"><font size="3"> 8.25%</font></td> <td align=CENTER width="41"><font size="3"> 0</font></td> <td align=CENTER width="48"><font size="3"> Yes</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="61"><font size="3"> 8.40%</font></td> </tr> <tr valign=BOTTOM bgcolor="#FFFFCC"> <td align=none colspan="4"> <font size="3">"</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="62"><font size="3"> 8.75%</font></td> <td align=CENTER colspan="2"><font size="3"> NO COST</font></td> <td align=RIGHT style="vnd.ms-excel.numberformat:0.00%" width="61"><font size="3"> 8.75%</font></td> </tr> </table> </td> </tr> </table> </div> </div> </div> </div> </div> <blockquote> <div align="center"> <div align="center"> <div align="center"> <div align="center"></div> </div> </div> </div> </blockquote> <div align="center"> <div align="center"></div> </div> <div align="left"><font face="Times New Roman, Times, serif"><font size="-1"><br> Send us a <a href="/LINKS/omc/xrinquiry.shtml" target="_parent">Refinance</a> or <a href="/LINKS/omc/xpurquiry.shtml" target="_parent">Purchase</a> inquiry for a quote specific to your situation. <br> Check out the calculators available in our <a href="/LINKS/omc/xtoolchest.shtml" target="_parent">Mortgage Tool Chest</a>. <br> Learn more about the different types of mortgages in our <a href="/LINKS/omc/xlibrary.shtml" target="_parent">Mortgage Library</a>. <br> We also offer <a href="/LINKS/omc/xcurrentadjrate.shtml" target="_parent">Adjustable Rate Mortgages</a>. </font><br> </font> <blockquote> <font face="Times New Roman, Times, serif">These are just a few of the loan programs we offer, other programs are available that can be tailored to fit your specific situation. </font> <font face="Times New Roman, Times, serif"> *Closing costs vary depending on location, lenders, title companies, and other factors. Where closing costs are applicable in calculating the APR, they are estimated to be $2,200. This page is not intended as an offer to extend credit nor a commitment to lend. The loan interest rates, fees, and terms presented herein are for illustrative purposes only, are subject to change, and may not be currently available. </font> <font face="Times New Roman, Times, serif">The above rates are for owner occupied properties only, and are subject to change. As of Jan 1, 1999, the maximum limits for Conforming loans are: </font></blockquote> </div> <div align="center"> <div align="center"> <dl> <div align="center"> <div align="center"> <ul> <li> <div align="left"><font face="Times New Roman, Times, serif"> $240,000 for single family dwelling</font></div> </li> <li> <div align="left"><font face="Times New Roman, Times, serif">$307,000 for 2 units</font></div> </li> <li> <div align="left"><font face="Times New Roman, Times, serif">$371,200 for 3 units</font></div> </li> <li> <div align="left"><font face="Times New Roman, Times, serif">$461,350 for 4 units</font></div> </li> </ul> </div> </div> </dl> </div> </div> <blockquote> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <form name="myForm"> <script language="JavaScript">  </script> <center> <p center="<center></center>">  <select name="directory" size="1"> <option selected>S H O R T cuts. . .</option> <option value="xsearch.shtml">Search</option> <option value="xrefinance.shtml">REFINANCES</option> <option value="xrinquiry.shtml">___Inquiry</option> <option value="xrates.shtml">___Rates</option> <option value="xreqinfo.shtml">___Info</option> <option value="xpurchases.shtml">PURCHASES</option> <option value="xpurquiry.shtml">___Inquiry</option> <option value="xrates.shtml">___Rates</option> <option value="xreqinfo.shtml">___Info</option> <option value="xrates.shtml">RATES</option> <option value="xfixedrate.shtml">___Fixed Rates</option> <option value="xcurrentadjrate.shtml">___Adjustable Rates</option> <option value="xadjrateindices.shtml">___Adjustable Rates Indices</option> <option value="xoffices.shtml">OFFICES</option> <option value="xariz.shtml">___Arizona</option> <option value="xdenver.shtml">___Colorado</option> <option value="xchicago.shtml">___Illinois</option> <option value="xportland.shtml">___Oregon</option> <option value="xseattle.shtml">___Washington</option> <option value="xflorida.shtml">___Florida</option> <option value="xpenn.shtml">___Pennsylvania</option> <option value="xlibrary.shtml">LIBRARY</option> <option value="xdict.shtml">___Dictionary</option> <option value="xfaq.shtml">___Faq</option> <option value="xloanprog.shtml">___Loans</option> <option value="xloanprog.shtml">____Loan Programs</option> <option value="xloanp101.shtml">____Loan Process 101</option> <option value="xloanpdet.shtml">____Loan Process, Detailed</option> <option value="xarmexpl.shtml">___ARM's</option> <option value="xarmexpl.shtml">____ARMs Explained</option> <option value="xadjrateindices.shtml">____Current ARM Indices</option> <option value="xarmhist.shtml">____History of Arm Indices</option> <option value="xtoolchest.shtml">TOOL Chest</option> <option value="xmpaymnt.shtml">___Calculate Monthly Payment</option> <option value="xloanamt.shtml">___Calculate Loan Amount</option> <option value="xflexloan.shtml">___Calculate Option ARM</option> <option value="http://www.genesis2000.com/OL1003/175180/175180.html">APPLY NOW</option> <option value="xabout.shtml">ABOUT OMC</option> <option value="xcomments.shtml">FEEDBACK</option> <option value="http://www.mortgagecommentary.com/commentary.cfm?id=619981202">COMMENTARY</option> <option value="index1.shtml">Home</option> </select> <input type="button" value="Go" onClick="loadPage(this.form.elements[0])" name="button"> <font size="2"><br> </font></p> </center> </form> <hr width="400" size="5" align="center"> </div> </div> </div> </div> </blockquote> <blockquote> <div align="center"> <div align="center"> <div align="center"> <div align="center"> <p><font size="-1">copyright</font> <font color="#FF3333"><b>�</b></font><font size="-1"> 1997-99<br> </font><font color="#330066" face="Verdana, Arial, Helvetica, sans-serif, Arial Black, Chicago, Courier, Geneva, Monaco, New York, Times, Times New Roman, TimesTen Bold, TimesTen BoldItalic, TimesTen Italic, TimesTen Roman"><b>Overlake Mortgage Company</b></font><font size="-1"><br> All rights reserved.<br> Any other trademarks and copyrights used are the property<br> of their respective owners</font> </p> </div> </div> </div> </div> </blockquote> </div> <blockquote> <p align="center"><font size="-1">[an error occurred while processing this directive]</font></p> </blockquote> </div> </table> </table>